Push for easier home loans to help boost ownership

Banking regulation is making it harder for first-home buyers to secure loans, the opposition says, as it hones in on housing ahead of a federal election.

Opposition housing spokesman Michael Sukkar will hint at "a comprehensive package" of reforms aimed at freeing up access to finance during remarks to the National Press Club on Tuesday.

The coalition has been angling to weaken "responsible lending" obligations imposed on banks after the global financial crisis that it believes are too cumbersome and create barriers for first-time buyers.

"If there's one message I want Australians to take away from my remarks today, it's that the coalition will not accept a generation of Australians not having the same opportunities that previous generations have enjoyed for home ownership," Mr Sukkar will say.

He will go toe-to-toe with Greens housing spokesman Max Chandler-Mather on Tuesday at the National Press Club debate after the minor party committed to backing Labor's shared equity scheme and build-to-rent bills.

Both housing bills failed to attract opposition support, leaving the government to negotiate with the Greens and independent Senate crossbenchers.

The minor party was unable to get the government over the line on its key demands of caps on rent increases and phased-out property tax concessions but promised to take the fight to the election, due by May.

"We have pushed as hard as we possibly could in this term of parliament to get Labor to do something more than tinker around the edges of this devastating housing crisis," Mr Chandler-Mather told reporters on Monday.

Housing Minister Clare O'Neil was confident there was a passage through the parliament with the Greens' support.

She welcomed the win and like the Greens and opposition, signalled more on the housing front to come - framing the issue as a key election battleground heading into 2025.